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Got Credit Card Debt?
So you got these cool credit cards! Lots of nice reward benefits and cool pictures of you and your friends on the front of the card! Life is pretty good. Free money all around...or so you think.
Want to Turn Six Bucks Into a Million?
A little discipline and the magic of compound interest can turn 6 bucks a day into one million three hundred thousand dollars (that's $1,300,000!)—and get this; you only have to kick in $40,000 total to make that million three! It works like this.
Didn't Make It to Your Dream Private University?
Jealous that your friends are heading off to that fancy out-of-state University? Forget it!
More and more research shows that even the brightest students get as good or possibly a better college experience in a two year (community) college or four-year state university ...
FoolProof Tips for the College-Bound
Check out this "urban legend"!
Get off on the right foot when you hit campus this fall! Just follow our FoolProof tips to protect your pride and your pocketbook:
Worried About Flesh Eating Bananas?
Check out this "urban legend"!
There's a rumor going around that there is a shipment of bananas out there that is contaminated with flesh-eating bacteria!
Do You Know When To Change Your Passwords?
I'm sure you have seen recommendations to change your passwords frequently, especially if you use online banking, services like PayPal or eBay, or even a webmail service. Okay, you know it's the wise thing to do, but it is also a hassle!
Car Buying Scam
Say you're in the market for a used car, and you do your research well. Clever as you are, you check not just eBay or Auto Trader, but also Yahoo! Autos, Craigslist and independent web-ads for cars with the features and price that fits your budget.
Financial Apps for Your Smartphone
Think you've maxed out your Smartphone with all of the Facebook, Twitter and Pandora Radio apps? Instead of constantly reading your friend's Tweets or status updates, how about some apps to help you focus on your finances—and at least be able to pay for your phone's data package. Here are five to keep your checkbook in check.
Gadget Hacking
Got a smartphone? An iPhone, iPad, Windows Phone or even an Android? If so, be warned.
More and more users of smart gadgets are getting hacked while surfing the Web or using an app that connects to the Internet. Why?
Doing A Basic Online Safety Review
Alright, you already know a lot about online safety when it comes to your personal and financial info on sites like Facebook. But right now is a perfect time to remind yourself why you have to be careful when you're online.
Safe Surfing!
Ever notice that ads in your webmail or ads on websites that you've visited show items that are targeted towards your interests? Stuff you've recently been searching for on the web? Stuff you recently emailed back and forth about with friends?
Smashing Down The Rules!
Gift cards were designed by companies to make money, not as a favor to consumers.
They can cost you or the recipient money. But do your homework, and a gift card can be a smart and flexible gift for anyone.
Me? A Millionaire?
Get this: over 7 million people in the United States are millionaires.
I wondered what those people did when they were in high school and college that most of us don't do. What skills and habits did they have?
Oddball Tips For Saving Money
Being smart about money is more important now—when you're young—than when you're older. Why? Smart habits learned now will stay with you, but more important, any money you stick in a savings plan at 20 has a lot more years to earn interest than money you stick in a savings plan at 40.
Watch Out For The Sucker Punch!
A credit card is one of the most important—and potentially dangerous—financial tools you'll ever touch. And here's a fact: where you get that card is a huge decision.
New laws that have just gone into effect are supposed to protect people our age, but guess what: they don't.
No-Brainer Tips: Safe Social Networking
By now, everybody (sort of) knows some of the negative aspects of social networking sites: your personal information is shared with many and privacy is pretty non-existent, if you haven't changed your privacy settings.
Has that stopped you or me from using sites such as Facebook®, MySpace™, Twitter™ and the like? Of course not.
Learn About Money From People Who Failed
We all know millionaires know how to make money. I've always wanted to know why most people don't become millionaires or don't succeed when it comes to simply having enough money to lead a stress-free and independent life.
Here are five key lessons I've learned so far from those who fail becoming millionaires:
Weird But True Budgeting Tips
Colleges and graduate schools can be backbreaking when it comes to money. Why not get creative with ways to save more money and lessen that backbreaking load?
In Money Trouble?
Okay, this article is packed with ways to prioritize your spending and save money creatively. But what if you're reading this article too late? What if you're already in deep trouble when it comes to money?
And let me define "deep trouble"—you're so broke you're thinking about singing for change on a busy street. Being 30 days late on some payments, a shutdown phone, bounced checks, or lights being turned off in your pad also describe "deep trouble."
Getting a Credit Card This Spring Or Summer?
Watch Out for These Tricks!
Been thinking about a new credit card? Think all credit cards are alike? If you think that, good luck. You're going to need it!
A lot of credit card companies will tell you that new regulations just put in place make it easy for you to get the right card—and make it harder for companies to push you to get a credit card when you shouldn't get one.
Freedom!
Question: When you were younger, did you look forward to having more independence and freedom when you got older?
Second question: Now that you're older and on your own more, do you still like the idea of a lot of freedom?
Third Question: So how do you gain that independence?
Wanna Make A Bet?
I'm betting you know what credit is: an arrangement for you to pay for something at a later date. "Okay, gimme the car today, and I'll pay you later."
But do you know what your credit score is? Okay, have you even heard of a credit score? More importantly, do you know how important that credit score is to the rest of your life?
Burning Money!
Would you burn a hundred dollar bill right now? Do you know anyone that would?!
You may be burning that much money, or more, even if you follow our other tips for managing money on this website.
Here’s how:
Read more.
Cell Phone Scams
We’re cruising along in the car listening to music. My buddy gets a phone call:
“Last warning: your car insurance warranty is about to expire! Press "1" to talk to a representative,” the voice says. Without thinking, my buddy presses “1” and looks lost while listening to what the person on the phone has got to say.
Financial Crisis?
What is this financial and credit crisis everybody is talking about anyway?
Here’s a definition from theFreeDictionary.com: a long-term economic state characterized by unemployment and low prices and low levels of trade and investment.
This basically means that a lot of good people are losing their houses, cars and jobs. And to make it even worse… The majority of businesses are not hiring people.
Identity Theft
And yet another article on identity theft… Boring! But is it?
Did you know young people are big targets?
What is ID Theft?
A scammer uses your name, personal information, and credit to steal products and services and leaves you with the bill.
Pyramid Schemes; A Scam To Watch Out For
Get this scenario: you, a college student who has discovered the luxury of 10 Ramen Noodle cups for only a buck, are approached by a young man dressed-for-success at the local JCrew.
He begins by asking you questions like where you go to school, what you’re studying and what do you want to do with your life. He then tells you a little bit about himself...
Online Scams Target You!
Online scammers like people our age for two reasons: They know we love the Web, and they know we trust people.
The result? More young people are being ripped off online right now than ever.
A Fund Raising Scam!
So, what would you do with this phone call?
You answer the phone, and there’s this nice lady on the other end.
She says she works for Greenpeace and asks if you would like to make a donation to save the whales that are being killed in the Norwegian Sea.
Of course! You’ll help them fight these animal abusers!
You decide to donate $100 to the good cause—your savings for four months.
Credit Card Phishing!
Will You Be Lucky Enough to Get a Call Like This?
You’re sitting around when you get a call from someone who says they are with your credit card company’s fraud department. There’s “suspicious” activity on your account.
Because you are very smart, you know scam artists make calls like this and start questioning the caller.
Facebook & MySpace...
Wicked!
Social networking sites are great places to keep in contact with friends, develop relationships and meet new people in interesting places. Social networking sites are great places to keep in contact with friends, develop relationships and meet new people in interesting places.
But what are the dangers?
Free Calls
Anytime... Anywhere!
Calling anywhere in the world for as cheap as 1.7 cents a minute? In my dreams?
In my dreams indeed. But apparently dreams do come true.
Did you know you could actually make a call to Liechtenstein for under $0.06 per minute? Where is Liechtenstein? Far away, but that’s not the point. What you are about to read might change your life forever. It did mine, that’s for sure.