en-us Foolproof InformationEdge - Horizons North Credit Union http://ie.foolproofonline.info/hncu/ A youth website to engage young people in consumer issues. Tue, 22 May 2012 09:33:42 -0500 Tue, 22 May 2012 09:33:42 -0500 Copyright 2002-2012 FoolProof Financial Education Inc. niels@foolproofhq.com http://ie.foolproofonline.info/hncu/ Foolproof InformationEdge - Horizons North Credit Union /common/cu_files/15.jpg 60 60 Foolproof InformationEdge - Horizons North Credit Union Need a Roommate? http://ie.foolproofonline.info/hncu/gen_y/need-a-roommate/ <p>Whether you've already moved out or are planning your first move away from home, picking the right roommate is a big deal. That person will have an impact on both your pocketbook and your mental health.These tips can help make the experience a solid one!</p> Gen Y with Will Mon, 30 Apr 2012 07:02:18 -0500 Calling out Medicare Scams http://ie.foolproofonline.info/hncu/news/calling_out_medicare_scams05-12/ <p>Medicare scams come in many forms. A very common scam offers "free" medical equipment or services but you have to provide your Medicare number. The most recent scam of this type targets people with diabetes. Callers are claiming to be from Medicare and are offering free testing supplies. That's a red flag as Medicare never makes calls offering supplies or services.</p> News Mon, 30 Apr 2012 06:56:50 -0500 Three Keys to Managing Your Money http://ie.foolproofonline.info/hncu/report/three_keys_to_managing_your_money05_12/ <p>What are your financial goals? Managing your money wisely can help you reach your goals. Three powerful strategies form the foundation for success... </p> Nick's Report Mon, 30 Apr 2012 06:29:56 -0500 Car Shopping? Be Aware of This Sales Ploy http://ie.foolproofonline.info/hncu/news/car_shopping_be_aware04_12/ <p>“We’ll pay off your loan no matter how much you owe.”</p> <p>Have you seen auto sales ads, often online, that promise this? This promise to pay off the balance of any loan you have on a vehicle you plan to trade-in is often misleading, the Federal Trade Commission warns in a recent alert. Why?</p> News Mon, 02 Apr 2012 10:01:14 -0500 Financing Home Improvements http://ie.foolproofonline.info/hncu/report/financing_home_improvements04_12/ <p>Spring has arrived and with it plans for home improvements. If you are looking for financing for improvements to your home, the place to go is your credit union. Your credit union may offer some or all of these options: home improvement loans, home equity loans, home equity lines of credit, and personal/signature loans.</p> Nick's Report Mon, 02 Apr 2012 09:48:49 -0500 The Latest Phishing Scams Are Scary http://ie.foolproofonline.info/hncu/gen_y/latest-phishing-scams/ <p>Ever download an app? If you get a text message the next day saying, "There's a security problem with the app you downloaded," would you read it? Would you click the link in the text?</p> Gen Y with Will Mon, 02 Apr 2012 09:40:12 -0500 Google's Privacy Policy Changes http://ie.foolproofonline.info/hncu/news/privacy-policy-changes-google03_12/ <p>As of March 1, 2012 Google's new Privacy Policy and Terms of Service have taken effect. The updated policy replaces the separate privacy policies for all of their services except Google Books, Google Wallet, and Google Chrome. If you use Google Services such as Gmail, Google+, YouTube, Picasa, Docs, and Calendar, you have a Google Account and are affected. If you only use Google Search, you are not affected.</p> <p>What can you do about it?</p> News Fri, 02 Mar 2012 09:46:34 -0600 Is Now a Good Time to Buy a Car? http://ie.foolproofonline.info/hncu/report/good-time-to-buy-a-car03_12/ <p>Is Now a Good Time to Buy a Car?</p> <p>Yes, it can be if you do your homework. And that starts, in my view, with a review of our Information Edge Car Buying Guide and a pre-approved loan from your credit union.</p> Nick's Report Fri, 02 Mar 2012 09:23:03 -0600 Take This Bet! Or, Maybe Not... http://ie.foolproofonline.info/hncu/gen_y/take-this-bet/ <p><em><strong>March 4-10 is National Problem Gambling Awareness Week.</strong></em></p> <p>Life is full of risk. We take chances all the time. It's a part of life! We gamble when we start our own business, or when we decide to walk to school or drive a car. But get this: A lot of high school and college-age kids really gamble; online poker, 1-900 betting numbers and lotteries—you name it.</p> Gen Y with Will Fri, 02 Mar 2012 09:20:48 -0600 Facebook's Timeline is Being Pushed to All Users http://ie.foolproofonline.info/hncu/news/facebook-timeline-is-pushed-to-all-users02_12/ <p>Facebook's Timeline is a new profile format that displays all of your postings in chronological order, making it easier to see items from the past. While the Timeline has been optional since the middle of December, it will now replace the current profile page for all users. Over the next several weeks, everyone will be switched to the Timeline.</p> News Thu, 09 Feb 2012 07:37:35 -0600